Getting a loan today can seem overwhelming to many buyers. When meeting with buyers for the first time, I like to go over what their transaction will look like, including the loan. I always let my buyers know that the lender will be asking for a lot of documentation, so just be prepared. There is no getting around what they ask for, even if it seems like an invasion of your privacy. Why? The housing crash/mortgage meltdown brought two valid reasons…..government regulation of the lending industry to make sure a buyer can afford a home and pay the loan back and banks don’t want to be in the real estate business. Click here to read more and give me a call so we can get you on your way to owning your next home….with historically low interest rates, a little paperwork won’t hurt anyone!