So, you are thinking it is time to buy a home and you want to start looking to get a feel for the market, but want to wait to talk to a lender. Today’s market is very competitive with lots of buyers and not a lot of houses to buy. When looking for a home, it is best to be prepared when the right one comes available. You will want your offer to stand out from the rest and having a pre-approval letter to submit with your offer will always make your offer stronger. Getting pre-approved first will also let you know what you are qualified to purchase in terms of price point. So, first things first, call your lender and then come see me and we can get you on your way to home ownership!