If you are a renter and are at all thinking that purchasing a home is in your future, click here to read more! As I have written in past posts, buying is more affordable than renting across the nation. A report from the Urban Institute states, “Over a quarter of renters, or 11.1 million households, are severely cost burdened, spending at least half their income on rental housing.” Buying a home will stabalize your monthly housing costs. Perhaps you are thinking you would love to buy a home but you don’t have enough saved for a down payment or you are worried about your credit score…. give me a call, you may be closer to buying a home than you think!!!